Thursday, September 24, 2009

TMI Thursday: Stressed

I don’t get personal very often on this blog. Well, there are those TMI Thursdays where I discuss bowel movements, but um, who doesn’t write about that? Anyway, I rarely get stressed, but I’m dealing with some grown-up stuff lately. Specifically, we’re in the process of selling our home and looking for a new place to live. The problem is that we may or may not break even on our home (hooray for the housing market collapse!), but we’ll have a much better chance of selling now while the $8000 first-time buyer tax break is still in effect. The other problem is that we still have a lot to do to prepare our home to sell, but don’t have the time to do it between the High Holidays, an out-of-town wedding and that whole work thing.



On the buying side, we can probably get more value for our money (hooray for the housing market collapse!) if we buy now. However, we haven’t looked at any homes since the late spring/early summer. Plus, we rushed into buying our current home, and we don’t want to do that again. We also decided that there is no way that we’re going to sell our home, rent a place, and then move for a second time into a new home. Oh, and where do people get money for a down payment and mortgage insurance payments? I feel like we’re okay financially and we’re not big spenders, but the amount we will need to pay for a down payment and closing costs seems excessive.

So this is my life at the moment. It’s been fun (please note the sarcasm) pricing storage units and learning about the costs associated with stretching carpets. I’d much rather spend my time focusing on the Steelers and my fantasy football teams.

Please make sure to visit LiLu for more TMI Thursdays. Plus, you can click here to see all of my TMI Thursday archives.

4 comments:

lacochran said...

There's all kinds of creative financing. For real. Let me know if you want me to get you in touch with someone who can work options for you.

Also, you have bile movements?

Huh.

Sean said...

Thanks for the feedback about financing. I may be in touch though I think we have some possible options out there. I'll let you know.

I also removed bile from the post. I wonder if anyone else noticed!

LiLu said...

"Stretching carpets" totally sounds like a euph`emism.

tiny350Z said...

I can only imagine what you're going through... Moving from rented place to rented place is stressful enough!

You're in the DMV area - if people are looking for a downpayment of 20%... that's an amount that some people make in a year.

If we stay in the area (we aren't really in the area, if you think about it), we have no idea how we would be able to buy a home.

It's one of the bad parts about this place.

Well, that was a downer. Good luck! And keep your head up. (btw, I didn't notice the "bile" movements)